Employer Provided Benefits

Employer Provided Benefits

Benefits provided for employees and generally paid for by the employer

  • Basic Life
  • Accidental Death & Dismemberment
  • Short Term Disability
  • Long Term Disability
  • Executive Medical Reimbursement
  • Employee Assistance Plan
  • Premium Only Plan (Section 125 Trust)
  • COBRA Administration

Employer Sponsored Benefits

Benefits sponsored by the employer and the cost is typically shared by the employer and employee

  • Medical (including HRA's and HSA's)
  • Prescription Drug Card Service
  • Dental
  • Vision

Benefits sponsored by the employer and paid for by the employee

  • Flexible Spending Accounts (Flex Plans)
  • Supplemental Term Life Insurance
  • Group Universal Life Insurance
  • Supplemental Dental Plans
  • Supplemental Vision Plans
  • Long Term Care
  • Disability Buy-Up

Employee Retirement Plans

Tax-advantaged retirement and savings programs offered by and possibly subsidized by, the employer

Qualified Plans
(available to most employees)

Non-Qualified Plans
(available to highly compensated)

Business Succession Planning

Plans to protect business succession, and preserve the value of the business for the owner's heirs

  • Estate Planning
  • Buy/Sell Agreements
  • Key Person Insurance

Technology-Based Administration Services

Independent services that provide database management and Internet-based interfaces for record-keeping and administration of Employee Benefits

  • Complete and private database management of employee information related to Benefits and other Human Resource functional requirements.
  • Convenient and well-designed Internet-based interfaces with database service providers and/or benefits providers to facilitate easy record keeping and benefit administration.
  • Services that eliminate much of the form-filing and record keeping that tie up Human Resource departments.

HR Services

Independent services that eliminate or temporarily replace administratively burdensome HR functions




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