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Areas of Focus
Technology-Based Administration
Payroll and HR ServicesBenefits provided for employees and generally paid for by the employer
- Basic Life
- Accidental Death & Dismemberment
- Short Term Disability
- Long Term Disability
- Executive Medical Reimbursement
- Employee Assistance Plan
- Premium Only Plan (Section 125 Trust)
- COBRA Administration
Benefits sponsored by the employer and the cost is typically shared by the employer and employee
- Medical (including HRA's and HSA's)
- Prescription Drug Card Service
- Dental
- Vision
Benefits sponsored by the employer and paid for by the employee
- Flexible Spending Accounts (Flex Plans)
- Supplemental Term Life Insurance
- Group Universal Life Insurance
- Supplemental Dental Plans
- Supplemental Vision Plans
- Long Term Care
- Pre-Paid Legal Services
- Disability Buy-Up
Tax-advantaged retirement and savings programs offered by and possibly subsidized by, the employer
Qualified Plans
(available to most employees)
- IRA’s (Simple, Traditional, Roth)
- 401(k)’s
- TSA’s (403b)
- Profit Sharing Plans
- Pension Plans
- Money Purchase Plans
Non-Qualified Plans
(available to highly compensated)
- Disability Buy-Outs
- Split Dollar Plans
- Salary Continuation Plans
- Section 162 Executive Bonus Plans
- Highly Compensated Executive Excess Plans
Plans to protect business succession, and preserve the value of the business for the owner’s heirs
- Estate Planning
- Buy/Sell Agreements
- Key Person Insurance
Technology-Based Administration Services
Independent services that provide database management and Internet-based interfaces for record-keeping and administration of Employee Benefits
- Complete and private database management of employee information related to Benefits and other Human Resource functional requirements.
- Convenient and well-designed Internet-based interfaces with database service providers and/or benefits providers to facilitate easy record keeping and benefit administration.
- Services that eliminate much of the form-filing and record keeping that tie up Human Resource departments.
Payroll and HR Services
Independent services that eliminate or temporarily replace administratively burdensome HR functions
- Third party administration of payroll using the Internet to allow employers to quickly update salary and wage information.
- The de facto replacement of various HR departmental services when circumstances or emergencies require it.
